Top 7 Money-Making Apps You Need to Download


With today’s increasing technology, it’s easy to use money-making apps and make the most of your mobile experience. And you can start earning money in ways you never thought were possible. More and more people benefit from working in a gig economy every year.

Above all, we don’t need to pay to use these apps either. And you can work on your own time and schedule with fast payouts and easy enrollment.

Are Money-Making Apps Worth The Time?

As of 2021, there were around 4.66 million active internet users worldwide. Considering that the current world population is over 7 billion, that’s a lot of people! With so many people working and earning money online, you can also participate in this global group!

So if you’re searching for ways to make extra money, it’s worth checking out the top 7 money-making apps. Of course, the creators of these apps built them with that in mind – to make money! And you can do this in your spare time while some can even generate a full-time income.

So whether you want to make a few bucks here and there or start a reliable side hustle from your phone, these apps will help get you there. Of course, everyone’s experiences vary, but these apps receive rave reviews and are worth the time.

Money-Making Apps

1 – Ibotta

Ibotta is a free app that gives you cash back for your everyday shopping. However, you have to link the app to your store loyalty cards or credit cards and then scan your receipts after you shop. Offers can be product or retailer-specific. You’ll need to complete an additional task like watching a video or taking a poll for others.

To use Ibotta, simply:

  • Download the app on an iOS or Android device.
  • Sign up for an account and verify your email address.
  • Choose which stores you’d like to shop at (they have many options, from grocery stores to fast food places to department stores).

You can also earn cashback on online purchases through the Ibotta app. They offer a $20 sign-up bonus, and you can cash out with PayPal or Venmo once you reach $20 in your account. When it comes to money-making apps, it’s easy to use.

2 – Survey Junkie

Survey Junkie is one of the most popular and reliable survey platforms, and they’ve built a solid reputation. With over 20 million members and a high Trustpilot rating, you can’t go wrong with them!

Furthermore, they offer surveys on various topics, and you can cash out your earnings through PayPal or e-Gift cards. It’s free to join Survey Junkie, and they have a $0.50 sign-up bonus.

They also have a unique feature called Survey Junkie Pulse, where you share online browsing data and redeem points. So you can increase your earnings fast by taking surveys and using this feature!

To sign up with Survey Junkie:

  • Create an account and confirm your email address.
  • Complete your profile surveys to unlock higher-paying surveys.
  • Start taking surveys! You’ll earn points for each one you complete.

It’s that easy!

2 – Rakuten

Rakuten is a cashback site that lets you earn online and in-store shopping rewards. Furthermore, with up to 40% cash back on purchases from well-known retailers, restaurants, and food delivery services, Rakuten is free to join. They also offer a $20 sign-up bonus.

To use Rakuten, simply:

  • Sign up for an account and confirm your email address.
  • Browse the available offers and click “Get Started” on those that interest you.
  • Shop online or in-store as you usually would.
  • Receive cash back in your account!

4 – Fiverr

Fiverr is a freelancing platform where you can offer your services for “gigs” that start at $0.50. Ideally, services can be anything from writing and editing to social media marketing, web design, etc. More so, these types of money-making apps are a great way to generate extra income!

To sign up for Fiverr:

  • Create an account and verify your email address.
  • Browse the available gigs and choose the ones you’re interested in.
  • Create a gig and set your price.
  • Start working on your gig! Once it’s complete, deliver it to the buyer and receive payment.

To boost your earnings, ensure to display your completed projects in your profile and get positive reviews from buyers.

5 – Upwork

Upwork is a freelancing platform similar to Fiverr but with higher-paying gigs. You can find jobs in many categories, ranging from web development and design to writing and marketing.

To sign up for Upwork:

  • Create an account and verify your email address.
  • Fill out your profile information, including your service price range.

Primarily, Upwork gears its goal towards long-term projects. But, with a bit of patience and extra effort, you can find some great opportunities on the platform.

You can also take the Upwork Readiness Test. It’s a short, multiple-choice quiz that tests your knowledge of the Upwork platform and how it works. The test consists of 20 questions, and you have 20 minutes to complete it.

Finally, once you finish the test, you will receive a score out of 100. A score of 80 or higher is considered passing. If you don’t pass the Upwork Readiness Test, don’t worry! However, you can retake it in 14 days. After you pass the test, you can start applying for jobs. When it comes to money-making apps, this one sounds ideal.

Money-Making Apps

6 – OfferUp

Offer is a platform where you can buy and sell used items locally. Moreover, it’s similar to Craigslist but with a more user-friendly interface.

To use Offerup:

  • Download the app on an iOS or Android device.
  • Create your account and verify your phone number.
  • Browse the available items and choose the ones you want to buy.
  • Meet the seller in person to complete the transaction.

Then, after you receive the item, leave a review for the seller. It’s free to use OfferUp, and there are no listing or selling fees. You can also deposit your payments directly into your bank account (which is a great way to make extra money!).

7 – Poshmark – Money-Making Apps Worth Your Time

With Poshmark, you can buy and sell new or used clothing and accessories. It’s similar to Offerup, but with a more focus on fashion. Previously, I sold so many handbags and clothes on Poshmark. More so, when it comes to money-making apps, this one can help you upcycle the styles you grew tired of, and you can make extra cash!

To use Poshmark:

  • Create your account and verify your email address.
  • Browse the available items and choose the ones you want to buy.
  • Meet the seller in person to complete the transaction.
  • After you receive the item, leave a review for the seller.

Poshmark is free to use, but they charge a $0.99 fee per listing. There is also a flat shipping fee of $0.95 per order. Poshmark will deposit the funds into your account (minus the listing and shipping fees). You can then transfer the money to your bank account or use it to buy more items on their platform.

Choose Your Money-Making Apps and Start Earning Today!

Many different money-making apps are available, so it can be tough to choose the right one for you. However, with this list of the top ten apps, you’re sure to find one (or more!) that fits your needs.

So what are you waiting for? Download one (or all!) of these apps and start earning money today.

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