30 H&M, COS, and Mango Items I’m Investing In Over My 401(K)

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(Image credit: Mango)I can’t be the only person whose father insists they max out their 401(k) every single time you speak with them. I swear it’s the first thing he brings up during our weekly catch-ups. Usually, I’m happy to oblige, but after my morning new-arrivals scroll, I’m not convinced it’s the best use of my finances—at least, not this month. Instead, I’d rather invest in my wardrobe, specifically with the 30 finds I just discovered at COS, Mango, and H&M. Sure, I might be a little bit less prepared for retirement in a decade, but I’ll have a rich-looking wardrobe, and right now, that’s priority number one.Ahead, discover the 10 pieces from each of the aforementioned retailers that look far more expensive than they are. None cost more than $250, and the only ones that reach that limit are cashmere aka the material most worth splurging on. Before they dare to sell out, scroll down to start picking out your favorites. Trust me. They’ll be worth giving up this month’s 401(k) allocation for, even if it means getting that disappointed dad look over FaceTime.H&M

H&M
Tie-Belt Twill Jacket

This belted jacket might cost $60, but everyone will estimate its value to be $600+.

Chocolate-brown trousers? Say less.

I’m honestly shocked that these haven’t sold out yet.

H&M
Twill Jacket With Belt

H&M
Blue Light Eyeglasses

No one has to know these aren’t prescription.

No, you don’t need to spend hundreds of dollars to get a suede jacket that looks luxurious.

H&M
Twill Jacket With Collar

H&M
Knee-High Biker Boots

These moto boots were calling my name, but I’m not sure my dad will accept this as an excuse.

Mango

MANGO
Jacket With Mandarin Collar and Jewel Buttons

The only word that comes to mind is wow.

MANGO
Matilda Medium-Rise Straight-Fit Jeans

Mango’s jeans are slept on far too often.

MANGO
Kitten Shoe With Round Toe

These are so elegant. Count me as a fan.

MANGO
Contrasting Satin Dress

The sheer layer makes this dress feel far more formal and rich than a standard slip.

MANGO
Oversized Parka With Zipper

“Need” is a strong word, but it’s the only one appropriate when this anorak is the subject in question.

MANGO
Short Knit Table Dress

Of course, I need this drop-waist minidress to wear underneath the above anorak.

MANGO
Open-Toe Leather Shoes

MANGO
Chunky-Knit Sweater With Ribbed Trims

I know, I know—I own a lot of sweaters, but this one is different than all of those.

MANGO
High Neck Midi Wool Coat

Dress for the tax bracket you want to be in, starting with this seriously pricey-looking coat.

MANGO
Double-Handle Bowling Bag

As if anyone needed an excuse to buy this east-west bowling bag, it just went on sale.

COS

COS
Oversized Tailored Shirt

I can just imagine wearing this pastel shirt with a bikini in Sicily.

COS
Square-Toe Leather Court Shoes

My wallet hates to see a cute pair of in-stock court shoes coming.

COS
Cavatelli Phone Pouch in Leather

This little red purse is too cute to not purchase.

COS
Column Straight-Leg Jeans

I might not need another pair of straight-leg jeans, but I want them, and that’s enough for me today.

COS
Fine Pure Cashmere Cardigan

Great cashmere is never a bad investment.

COS
Molten Pendant Necklace

World, meet the necklace set to make every one of my boring outfits chic.

COS
Boiled-Wool Midi Dress

I’m in love with the neckline on this wool dress.

COS
Minimal Suede Trainers

The red version of these already sold out. Don’t let this gorgeous brown option follow suit.

COS
Pure Cashmere Sweater

BRB, I’m busy buying cashmere.

COS
Boiled Merino Wool Pants

To go with my new fancy cashmere sweater, naturally.

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